There is a deductible on all moves, which is 25% of the claim, payable by the customer. Any items that cost $1,000.00 or over must be covered by the customer’s own insurance policy. If something is broken at the fault of our movers and is worth $100 or less, this would be covered by the movers with no deductible at all. You should check your homeowners/content insurance policy as some policies cover property in transit. If your property is very valuable, consider purchasing short-term insurance that covers the move. There is $50,000 worth of cargo insurance on the vehicle, which means if the vehicle is in an accident, fire, or is stolen, it is covered.